Cognitive Assessment and Care Plan Services
Did you know? Medicare now covers Cognitive assessment & care plan services. When you see your provider for a visit (including your yearly “Wellness” visit), they may perform a cognitive…
Retiree Health Care Coverage Overseas
An estimated 54% of baby boomers are expected to travel international. Overseas travel may be one of the more popular aspirations in retirement, but it does beg an important questions:…
What is Travel Insurance and Why Do You Need It?
What is Travel Insurance and Why Do You Need It? Not everything always goes as planned when you travel. No matter how carefully you plan your trip, something unexpected might…
The A, B, C & D of Medicare
Learn about all the parts of Medicare. Insurance – Read Time: 3 min Breaking down the basics. Whether your 65th birthday is on the horizon or decades away, understanding the…
Why Medicare Should Be Part of Your Retirement Strategy?
Retirement – Read Time: 3 Min Medicare takes a little time to understand. As you approach age 65, familiarize yourself with its coverage options, costs, and limitations. Certain features of…
Assess Life Insurance Needs
How to help determine life insurance needs to provide for your family after you pass away. Insurance – Read Time: 4 Min If your family relies on your income, it’s…
Is Term Life Insurance for You?
Insurance – Read Time: 3 Min Term insurance is the simplest form of life insurance. It provides temporary life insurance protection on a limited budget. Here’s how it works: When…
Budget | Money | Retirement
The 5 Basics of Financial Literacy
1. Credit and Debt Understanding the ways credit and debt work for and against you are some of the first steps toward understanding personal finance. While it’s not useful to…
The Financial Literacy Crisis
Read Time: 3 Min Imagine driving a car without the basic understanding of the rules of the road or even how to operate it. Scary thought. Here’s another scary circumstance…
Consider Keeping Your Life Insurance When You Retire
Do you need a life insurance policy in retirement? One school of thought questions this decision. Perhaps your kids have grown, and the need to help protect the household against…
Understanding Marginal Income Tax Brackets
By any measure, the tax code is huge. It is over 2,000 pages long, and even longer with footnotes. And almost weekly, the Internal Revenue Service publishes a 20- to…
Social Security: The Elephant in the Room
Some people wonder if Social Security will remain financially sound enough to pay the benefits they are owed. For most Americans, Social Security has represented nothing more than some unavoidable…
Fixed Annuities | Fixed Indexed Annuities | Immediate Annuities | MYGA Multi-Year Guaranteed Annuity
Estimate your RMD
For the first time in nearly 20 years, the IRS has released updated actuarial or life expectancy tables. Those who take required minimum withdrawals (RMD) from retirement accounts may already…
Fixed Annuities | Fixed Indexed Annuities | Immediate Annuities | MYGA Multi-Year Guaranteed Annuity | Retirement
Immediate vs Deferred Annuities
Despite not being as well known as some other retirement tools, annuities account for 7% of all assets earmarked for retirement. With about $2.5 trillion in assets, annuities hold more…